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Sparkasse Dachau Seeks Experienced Credit Analyst
Sparkasse Dachau, a regional bank in Germany, is currently seeking a seasoned Credit Analyst to join their team. The successful candidate will be responsible for evaluating creditworthiness, assessing risks, and preparing credit proposals, primarily for corporate clients with complex financing needs.
The role requires several years of experience in credit analysis or credit risk management, preferably with a focus on corporate customer financing in a banking environment. A strong knowledge of regulatory requirements related to credit and risk is essential, as is the ability to independently perform credit risk analyses and credit decision processing.
Candidates should be proficient in analyzing and interpreting various financial documents, including income statements, tax returns, and business plans. A university degree in business administration, finance, or related fields is generally expected or beneficial.
The role also involves conducting stress and sensitivity analyses to assess credit risk, preparing loan and security agreements, and submitting a market monitoring vote according to MaRisk. The successful candidate will collaborate closely with customer-serving units in the credit business, considering strategic and business policy objectives.
The position offers flexible work arrangements, allowing for partial remote work. Benefits include a Bahn job ticket, bike leasing, job card, and more. The salary for the role is competitive, and social benefits are attractive for this position.
The workday ends early on Fridays at 1:15 PM. The role requires 32 days of vacation, plus additional days off on December 24th and 31st. The ideal candidate should have a Sparkassen business economist qualification or a similar one, and comprehensive knowledge of contract, loan, and security law.
For job-focused queries, contact Mr. Benedikt Hüller at Tel. 08131 73-1038. The job listing can be found on the Sparkasse Dachau website. Various opportunities for further training are provided, and economic documents are analyzed and evaluated to fulfill §18 KWG requirements. Risks are identified and action recommendations are developed, and the role involves pre-screening credit applications and distributing workflows within the assigned unit.
The successful candidate will play a crucial role in ensuring the bank's lending decisions are well-informed, prudent, and aligned with the bank's strategic and business policy objectives. If you are a seasoned credit analyst looking for a challenging and rewarding role, consider applying for this position at Sparkasse Dachau.
- The ideal candidate, as a seasoned credit analyst, should not only have a comprehensive understanding of finance and business but also be well-versed in education-and-self-development, especially in the areas of credit risk management and corporate customer financing.
- In addition to the essential requirements such as a university degree in business administration, finance, or related fields, career-development opportunities in education-and-self-development, like pre-screening credit applications and distributing workflows, are also available within the bank.
